*We all have some sort of debt.

Some of us have student debt, some of us owe friends or family money and others owe credit cards money.

All different types of debt and some better and some worse than others.

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One of our partner sites, Essence.com, recently came up with a 7 tips list to pay down your debt.

Check out some of them below:

1. KNOW YOUR NET WORTH
We looked at all credit card debt, savings, and investments, and came up with our net worth.

2. ASSESS SPENDING HABITS
We figured out our spending habits by saving a month’s worth of receipts and writing down every purchase.

3. REVIEW CREDIT REPORTS
We reviewed our full three-company credit report and corrected all errors.



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