kyle glover & tameka foster-raymond*Unfortunately the situation is not looking good for 11-year-old Kyle (aka Kile) Glover.

Kyle’s mother, Tameka Raymond, the ex-wife of singer Usher, will be forced to make a horrible decision as early as next month.

Because his health insurance is set to soon expire, she may be forced to take her son off life-support.

Sources close to the family tell TMZ … Tameka has not lost hope that her son, Kyle Glover, can make a drastic recovery … despite doctors declaring him brain dead last week following a jet ski accident. We’re told she is telling friends … she still believes in miracles.

According to our sources, Tameka can only keep Kyle on life-support as long as her insurance company agrees to pay … otherwise she doesn’t have the funds to cover the enormous hospital bills.

We’re told the insurance company hasn’t set a specific deadline, but they’ve made it clear … they’re only willing to shell out coverage for a couple months … tops.

Our sources say that Usher — who helped raise Kyle for several years — has been incredibly supportive in this difficult time… but has NOT offered to pay for any medical bills. We’re told Tameka does not see him as a viable financial option.

As EUR reported, Kyle was struck in the head by a jet ski while inner tubing on Lake Lanier — doctors declared him brain dead days later.