sean garrett*Credit card companies will get that money, by any means necessary.

Producer Sean Garrett thought he could get away with being cool and being famous; and just skip paying his American Express bill.

He was wrong. There’s no such thing as forgive and forget in the credit world, minus bankruptcy.

According to TMZ, AMEX successfully sued the producer responsible for hits with Beyoncé, Usher, and Nicki Minaj. The judge ordered him to hand over a nice hefty $108,084 to the credit company.

But the sad part about this whole thing is that he’s knee deep in debt, and the light doesn’t seem to be peeking through anywhere for the producer.

The state of Georgia filed a tax lien against him earlier this year for more than $1 million for tax years 2006, 2007, and 2010.

Damn Sean! Who is your financial advisor?