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*Beyoncé and Jay-Z purchased a 2-acre hillside estate in Bel Air earlier this year for $88 million, and according to Business Insider, the power-couple took out a $52.8 million mortgage from Goldman Sachs for the purchase.

The outlet notes that the Carters will have an eye-popping monthly payment of $149,600, according to the loan document, which is public record. The report also suggests that by keeping their cash liquid, Bey and Jay can continue investing heavily in tech companies.

“Depending on how their portfolio looks — what they’ve invested in — I think there could be a huge benefit [to Beyoncé and Jay-Z]. It gives them flexibility, and they could pay the mortgage off anytime,” Robert Cohan, a managing director at Carlyle Financial in Los Angeles, told Business Insider.

Cohan said they most likely had a prior relationship with Goldman Sachs, making it easier to secure the massive loan at a low-interest rate.

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“In regards to a mortgage this size — $15 million and up — you get into a position where a lender will only look at a mortgage this size if there is a relationship there,” Cohan said. “They won’t look at it on a transaction basis.”

Public record show that the Carters put down 40% of the purchase price — $35.2 million — in cash and financed the mortgage through two separate trusts.

Cohan believes Beyoncé and Jay-Z had to provide additional proof of cash flow if the bank didn’t already manage their money.

“Their loan is a five-year adjustable-rate mortgage with an initial rate of 3.4%, meaning the rate will stay the same for the first five years and then adjust annually based on Libor, a benchmark rate used by the world’s leading banks. Until then, they’ll be making interest-only payments.”

“While there’s some risk associated with lending a mortgage this size, Cohen said the potential benefit to the bank is high if Beyoncé and Jay-Z park their other assets there as well.”

“Large financial institutions — Morgan Stanley, Goldman Sachs — are fighting for these types of clients to manage their money where they can have access to this opportunity,” Cohan said.